/* ══════════════════════════════════════════════════════════════════
   MOMENTUM MORTGAGE — THE SUMMIT (v2, image-led)
   Brand-true: navy #003058 · teal #109090 · white — sampled from the logo.
   Discipline: one radius (4px) · one easing · imagery carries the page.
   No-JS: all hidden-until-revealed states scoped to html:not(.no-js).
   ══════════════════════════════════════════════════════════════════ */

:root{
  --navy:#003058;        /* brand primary, from the mark */
  --ink:#01172B;         /* dark section ground, from their site */
  --deep:#000E1D;        /* darkest ground */
  /* the dawn — client note: from "What actually happens" down, the night
     lifts two-three shades, like reaching the summit as first light hits.
     Subtle on purpose; never bright. */
  --dawn-1:#07233C;
  --dawn-2:#0C2E4C;
  --teal:#109090;        /* brand accent, from the mark */
  --teal-hi:#25C0BC;     /* accent lifted for dark ground */
  --white:#FFFFFF;
  --mist:#B9C9D9;        /* body text on dark */
  --mist-lo:#6E8399;     /* muted labels on dark */
  --paper:#F1F4F7;       /* light band */
  --paper-2:#E4EAF0;
  --line:rgba(185,201,217,.16);
  --line-teal:rgba(16,144,144,.35);

  --display:'Archivo',system-ui,sans-serif;
  --body:'Instrument Sans',system-ui,sans-serif;

  --ease:cubic-bezier(.22,1,.36,1);
  --radius:4px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{
  scroll-behavior:smooth;
  scroll-padding-top:5.5rem;
  -webkit-text-size-adjust:100%;
}
body{
  background:var(--ink);
  color:var(--mist);
  font-family:var(--body);
  font-size:clamp(1rem,.96rem + .2vw,1.125rem);
  line-height:1.65;
  overflow-x:hidden;
}
::selection{background:rgba(16,144,144,.4);color:var(--white)}
img,svg,video{max-width:100%;display:block}
a{color:inherit}
:focus-visible{outline:2px solid var(--teal-hi);outline-offset:3px;border-radius:2px}

.skip{
  position:fixed;top:1rem;left:1rem;z-index:100;
  background:var(--deep);color:var(--white);
  border:1px solid var(--teal);border-radius:var(--radius);
  padding:.8rem 1.3rem;text-decoration:none;
  font-family:var(--display);font-size:.6875rem;font-weight:600;
  letter-spacing:.14em;text-transform:uppercase;
  transform:translateY(-300%);
}
.skip:focus-visible{transform:none}

/* film grain — one static pass over everything, unifies photo + UI */
.grain{position:fixed;inset:0;z-index:80;pointer-events:none;opacity:.035;mix-blend-mode:overlay;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='g'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.8' numOctaves='2'/%3E%3C/filter%3E%3Crect width='160' height='160' filter='url(%23g)'/%3E%3C/svg%3E")}

.progress{position:fixed;top:0;left:0;height:2px;width:0;z-index:90;
  background:linear-gradient(90deg,var(--teal),var(--teal-hi))}

/* ── type ────────────────────────────────────────────────────────── */
h1,h2{
  font-family:var(--display);
  font-variation-settings:'wdth' 120;
  font-weight:800;
  text-transform:uppercase;
  line-height:.94;
  letter-spacing:-.01em;
  color:var(--white);
}
h1{font-size:clamp(2.9rem,1.2rem + 8vw,7.5rem)}
h2{font-size:clamp(1.9rem,1.1rem + 3.4vw,4rem)}
h3{font-family:var(--display);font-variation-settings:'wdth' 108;
  font-weight:650;font-size:clamp(1.05rem,1rem + .4vw,1.3rem);
  line-height:1.25;color:var(--white);letter-spacing:.005em}
p+p{margin-top:1.2em}
strong{color:var(--white);font-weight:600}
.lede{font-size:clamp(1.1rem,1rem + .5vw,1.35rem);line-height:1.6}
.kicker{
  font-family:var(--display);font-variation-settings:'wdth' 110;
  font-weight:600;font-size:.6875rem;letter-spacing:.26em;
  text-transform:uppercase;color:var(--teal-hi);
  display:flex;align-items:center;gap:1rem;margin-bottom:1.6rem;
}
.kicker::before{content:'';width:26px;height:2px;background:var(--teal);flex:none}
.quiet{color:var(--mist-lo)}

/* ── layout ──────────────────────────────────────────────────────── */
.wrap{width:min(100% - 3rem,78rem);margin-inline:auto}
.prose{max-width:36em}
section{position:relative}
.pad-vast{padding-block:clamp(7rem,14vw,13rem)}
.pad-deep{padding-block:clamp(4.5rem,9vw,8rem)}
.pad-tight{padding-block:clamp(2.2rem,4vw,3rem)}

/* peak divider — the logo's chevron as a hairline motif */
.peaks{display:block;width:64px;height:14px;stroke:var(--teal);fill:none;stroke-width:2}

/* ── reveals — headings and images only; body copy never animates ── */
.lines{overflow:hidden;display:block;padding-block:.06em .18em;margin-block:-.06em -.18em}
.lines>span{display:block;text-wrap:balance}
html:not(.no-js) .lines>span{transform:translateY(115%);transition:transform 1s var(--ease)}
html:not(.no-js) .lines.in>span{transform:none}
html:not(.no-js) .soft{opacity:0;transform:translateY(16px);
  transition:opacity .9s var(--ease),transform .9s var(--ease)}
html:not(.no-js) .soft.in{opacity:1;transform:none}
/* images wipe in like a shutter */
.frame{position:relative;overflow:hidden;border-radius:var(--radius)}
.frame img{width:100%;height:100%;object-fit:cover}
html:not(.no-js) .frame::after{
  content:'';position:absolute;inset:0;background:var(--ink);
  transform:scaleY(1);transform-origin:top;
  transition:transform 1.1s var(--ease);
}
html:not(.no-js) .frame.in::after{transform:scaleY(0)}

/* ── topbar ──────────────────────────────────────────────────────── */
.topbar{position:fixed;top:0;left:0;right:0;z-index:70;padding-block:1.1rem;
  transition:background-color .4s linear,box-shadow .4s linear}
.topbar.solid{background:rgba(1,23,43,.88);
  -webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);
  box-shadow:0 1px 0 var(--line)}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem}
.brand{display:block;height:44px}
.brand img{height:100%;width:auto;filter:brightness(0) invert(1)} /* white on navy */
.nav-cta{
  font-family:var(--display);font-size:.6875rem;font-weight:650;
  letter-spacing:.16em;text-transform:uppercase;text-decoration:none;
  color:var(--white);padding:.7rem 1.3rem;border-radius:var(--radius);
  border:1px solid var(--line-teal);
  transition:border-color .35s var(--ease),background-color .35s var(--ease);
}
.nav-cta:hover{border-color:var(--teal-hi);background:rgba(16,144,144,.14)}

/* ── hero ────────────────────────────────────────────────────────── */
.hero{min-height:100svh;display:flex;align-items:flex-end;
  padding-block:10rem 7rem;isolation:isolate}
.hero__bg{position:absolute;inset:0;z-index:-2;overflow:hidden}
.hero__bg img{width:100%;height:112%;object-fit:cover;object-position:center 65%;
  will-change:transform}
.hero__bg::after{content:'';position:absolute;inset:0;
  background:
    linear-gradient(180deg,var(--ink) 0%,rgba(1,23,43,.25) 34%,rgba(1,23,43,0) 55%,rgba(0,14,29,.82) 100%);
}
.hero h1{margin-block:1.4rem 1.8rem}
.hero .lede{max-width:44ch;color:#D7E2EC}
.hero__cta{margin-top:2.6rem;display:flex;flex-wrap:wrap;align-items:center;gap:1.4rem}
.hero__foot{position:absolute;left:0;right:0;bottom:1.8rem}
.hero__foot .wrap{display:flex;justify-content:space-between;align-items:flex-end;gap:1rem;
  font-family:var(--display);font-size:.625rem;font-weight:600;letter-spacing:.2em;
  text-transform:uppercase;color:rgba(185,201,217,.75)}
.cue{display:flex;align-items:center;gap:.8rem}
.cue::after{content:'';width:2px;height:2.4rem;
  background:linear-gradient(var(--teal-hi),transparent);
  animation:cue 2.4s var(--ease) infinite}
@keyframes cue{0%,100%{opacity:.3;transform:scaleY(.4);transform-origin:top}50%{opacity:1;transform:scaleY(1)}}
html:not(.no-js) .hero .kicker,
html:not(.no-js) .hero .lede,
html:not(.no-js) .hero__cta{opacity:0;transition:opacity 1s var(--ease)}
html:not(.no-js) .hero .kicker{transition-delay:.9s}
html:not(.no-js) .hero .lede{transition-delay:1.15s}
html:not(.no-js) .hero__cta{transition-delay:1.35s}
html:not(.no-js) .lit .hero .kicker,
html:not(.no-js) .lit .hero .lede,
html:not(.no-js) .lit .hero__cta{opacity:1}
html:not(.no-js) .hero__foot{opacity:0;transition:opacity 1s var(--ease) 1.7s}
html:not(.no-js) .lit .hero__foot{opacity:1}
@media (max-width:680px){.hero__foot .wrap span:last-child{display:none}}

/* ── buttons ─────────────────────────────────────────────────────── */
.btn{
  display:inline-flex;align-items:center;gap:.8rem;
  font-family:var(--display);font-variation-settings:'wdth' 110;
  font-weight:700;font-size:.8125rem;letter-spacing:.12em;text-transform:uppercase;
  text-decoration:none;color:var(--deep);
  background:linear-gradient(100deg,var(--teal-hi),var(--teal));
  padding:1.1rem 2.1rem;border-radius:var(--radius);
  box-shadow:0 16px 40px -16px rgba(16,144,144,.55);
  transition:box-shadow .35s var(--ease),transform .35s var(--ease);
}
.btn::after{content:'→';transition:transform .35s var(--ease)}
.btn:hover{transform:translateY(-2px);box-shadow:0 22px 52px -16px rgba(37,192,188,.7)}
.btn:hover::after{transform:translateX(4px)}
.btn--ghost{background:transparent;color:var(--white);
  border:1px solid var(--line-teal);box-shadow:none}
.btn--ghost:hover{background:rgba(16,144,144,.12);box-shadow:none}
.micro{font-size:.8125rem;color:var(--mist-lo);letter-spacing:.02em}
.chips{display:flex;flex-wrap:wrap;gap:.5rem 1.5rem;margin-top:1.4rem;
  font-family:var(--display);font-size:.6875rem;font-weight:600;
  letter-spacing:.04em;color:var(--mist-lo);text-transform:uppercase}
.chips span{display:flex;align-items:center;gap:.5rem}
.chips span::before{content:'';width:4px;height:4px;background:var(--teal);flex:none;
  clip-path:polygon(50% 0,100% 100%,0 100%)} /* tiny peak */

/* ── player ──────────────────────────────────────────────────────── */
.player{
  position:relative;aspect-ratio:16/9;border-radius:var(--radius);overflow:hidden;
  cursor:pointer;background:linear-gradient(180deg,#0A2740,var(--ink));
  border:1px solid var(--line);
  box-shadow:0 32px 80px -32px rgba(0,5,12,.9);
}
.player::before{content:'';position:absolute;inset:0;
  background:radial-gradient(65% 80% at 50% 28%,rgba(16,144,144,.15),transparent 65%)}
.player__stage{position:absolute;inset:0;display:grid;place-items:center;text-align:center;padding:2rem}
.playglyph{width:78px;height:78px;margin:0 auto 1.4rem}
.playglyph circle{fill:none;stroke:var(--teal-hi);stroke-width:1.5;opacity:.7;
  transition:opacity .35s var(--ease)}
.playglyph path{fill:var(--white)}
.player:hover .playglyph circle{opacity:1}
.player__line{font-family:var(--display);font-variation-settings:'wdth' 108;
  font-weight:650;font-size:clamp(1rem,.95rem + .5vw,1.3rem);color:var(--white);
  max-width:28ch;margin-inline:auto}
.player__meta{font-family:var(--display);font-size:.625rem;font-weight:600;
  letter-spacing:.22em;text-transform:uppercase;color:var(--mist-lo);margin-top:.8rem}
.player__cc{position:absolute;left:50%;bottom:1rem;transform:translateX(-50%);
  max-width:min(88%,34rem);background:rgba(0,14,29,.82);border-radius:3px;
  padding:.5rem .9rem;font-size:.8125rem;color:#E7EEF4;text-align:center;line-height:1.45}
.player__cc b{color:var(--teal-hi);font-weight:700;margin-right:.5rem;font-size:.625rem;
  letter-spacing:.1em;vertical-align:middle}
.player__slot{position:absolute;top:.9rem;right:.9rem;
  font-family:var(--display);font-size:.625rem;font-weight:600;letter-spacing:.14em;
  text-transform:uppercase;color:var(--mist-lo);
  border:1px solid var(--line);border-radius:3px;padding:.3rem .55rem}
@media (max-width:700px){
  .player{aspect-ratio:auto}
  .player__stage{position:static;padding:3rem 1.2rem 1.4rem}
  .playglyph{width:54px;height:54px;margin-bottom:1rem}
  .player__cc{position:static;transform:none;margin:1rem auto 1.2rem;max-width:92%}
}

/* ── split: image + argument ─────────────────────────────────────── */
.split{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);
  gap:clamp(2rem,5vw,5rem);align-items:center}
.split .frame{height:min(78vh,44rem);
  margin-left:calc(-1*max(1.5rem,(100vw - 78rem)/2))} /* bleeds off the left edge */
.split .frame img{object-position:center top}
@media (max-width:900px){
  .split{grid-template-columns:1fr}
  .split .frame{height:56vw;margin-inline:calc(-1*1.5rem) 0}
}

/* numbered problems */
.problem{padding-block:1.8rem;border-top:1px solid var(--line)}
.problem:last-of-type{border-bottom:1px solid var(--line)}
.problem .n{font-family:var(--display);font-variation-settings:'wdth' 120;
  font-weight:800;font-size:.8125rem;color:var(--teal-hi);letter-spacing:.1em;
  display:block;margin-bottom:.5rem}
.problem h3{margin-bottom:.5rem}
.problem p{font-size:.9875rem;color:var(--mist)}
.problem .how{margin-top:.8rem;padding-left:1rem;border-left:2px solid var(--teal);
  font-size:.875rem;color:var(--mist-lo)}
.problem .how b{color:var(--teal-hi);font-weight:700;font-size:.625rem;
  letter-spacing:.16em;text-transform:uppercase;display:block;margin-bottom:.25rem}

/* ── john band ───────────────────────────────────────────────────── */
.john{background:linear-gradient(180deg,var(--ink),var(--deep));overflow:hidden}
.john .wrap{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);
  gap:clamp(2rem,5vw,5rem);align-items:end}
.john__portrait{position:relative;align-self:end;min-height:30rem}
.john__portrait::before{content:'';position:absolute;inset:auto 0 0 0;height:85%;
  background:radial-gradient(60% 60% at 50% 70%,rgba(16,144,144,.28),transparent 70%)}
.john__portrait img{position:absolute;bottom:0;left:50%;transform:translateX(-50%);
  height:100%;width:auto;max-width:none;
  filter:drop-shadow(0 30px 60px rgba(0,5,12,.8))}
.letter p{font-size:1.02rem}
.signature{margin-top:2.4rem}
.signature img{height:74px;width:auto;filter:brightness(0) invert(1);opacity:.95}
html:not(.no-js) .signature img{clip-path:inset(0 100% 0 0)}
html:not(.no-js) .signature.signed img{clip-path:inset(0 -8% 0 0);
  transition:clip-path 1.5s var(--ease)}
.signature .typed{margin-top:.9rem;font-family:var(--display);font-size:.6875rem;
  font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--mist-lo)}
.signature .typed b{color:var(--mist);display:block;margin-bottom:.15rem}
@media (max-width:900px){
  .john .wrap{grid-template-columns:1fr}
  .john__portrait{min-height:24rem;order:-1;margin-top:-2rem}
}

/* ── lender bench (light band) ───────────────────────────────────── */
.bench{background:var(--paper);color:#33475C}
.bench h2{color:var(--navy)}
.bench .kicker{color:var(--teal)}
.bench .prose{color:#41586F}
.bench-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(8.5rem,1fr));
  gap:1px;background:var(--paper-2);border:1px solid var(--paper-2);
  border-radius:var(--radius);overflow:hidden;margin-top:3rem}
.bench-grid figure{background:var(--paper);display:grid;place-items:center;
  padding:1.6rem 1.4rem;min-height:6.5rem}
.bench-grid img{max-height:3.2rem;width:auto;max-width:100%;
  filter:grayscale(1) brightness(.35) sepia(1) hue-rotate(175deg) saturate(2.4);
  opacity:.75;transition:filter .4s var(--ease),opacity .4s var(--ease)}
.bench-grid figure:hover img{filter:none;opacity:1}
.bench small{display:block;margin-top:1.2rem;font-size:.75rem;color:#7A8DA0;
  letter-spacing:.04em}

/* ── the eight ───────────────────────────────────────────────────── */
.ledger{border-top:1px solid var(--line);margin-top:3rem}
.row{display:grid;grid-template-columns:clamp(4rem,9vw,8rem) 1fr;
  gap:clamp(1.2rem,3vw,3rem);padding-block:clamp(1.8rem,3.6vw,2.6rem);
  border-bottom:1px solid var(--line);transition:border-color .35s var(--ease)}
.row:hover{border-color:var(--line-teal)}
.row__n{font-family:var(--display);font-variation-settings:'wdth' 125;
  font-weight:800;font-size:clamp(1.9rem,1.4rem + 2vw,3.4rem);line-height:.85;
  color:transparent;-webkit-text-stroke:1.5px var(--teal);
  transition:color .35s var(--ease)}
.row:hover .row__n{color:var(--teal)}
.row h3{margin-bottom:.5rem}
.row p{max-width:56ch;font-size:.9875rem}
.row--reserved .row__n{-webkit-text-stroke-color:rgba(110,131,153,.5)}
.row--reserved h3,.row--reserved p{color:var(--mist-lo);font-style:italic}
@media (max-width:640px){.row{grid-template-columns:1fr;gap:.6rem}}

/* ── ninety days over the summit walker ──────────────────────────── */
.ninety{isolation:isolate}
.ninety__bg{position:absolute;inset:0;z-index:-1;overflow:hidden}
.ninety__bg img{width:100%;height:100%;object-fit:cover;object-position:center 30%;
  filter:brightness(1.08)} /* the mountains gain visibility here — dawn breaking */
.ninety__bg::after{content:'';position:absolute;inset:0;background:
  linear-gradient(180deg,var(--ink) 0%,transparent 14%),          /* night above, blending out */
  linear-gradient(0deg,var(--dawn-1) 0%,transparent 16%),         /* first light below, blending in */
  linear-gradient(90deg,rgba(7,35,60,.88) 0%,rgba(7,35,60,.74) 44%,rgba(7,35,60,.16) 100%)}
.ninety .panel{max-width:34rem}
.days{border-left:2px solid rgba(16,144,144,.4);padding-left:1.8rem;margin-top:2.6rem}
.day{position:relative;padding-block:1.4rem}
.day::before{content:'';position:absolute;left:calc(-1.8rem - 5px);top:2rem;
  width:8px;height:8px;background:var(--teal);
  clip-path:polygon(50% 0,100% 100%,0 100%)} /* peak marker */
.day .when{font-family:var(--display);font-size:.625rem;font-weight:700;
  letter-spacing:.22em;text-transform:uppercase;color:var(--teal-hi);
  display:block;margin-bottom:.4rem}
.day h3{margin-bottom:.35rem;font-size:1.05rem}
.day p{font-size:.9375rem;color:var(--mist)}

/* ── disqualify ──────────────────────────────────────────────────── */
.notfor{background:var(--dawn-1)}
.dawn{background:var(--dawn-1)} /* post-summit sections sit in first light */
.notfor-list{list-style:none;margin-top:2.2rem;border-top:1px solid var(--line);max-width:44rem}
.notfor-list li{padding:1.2rem 0 1.2rem 2rem;position:relative;
  border-bottom:1px solid var(--line);font-size:1rem}
.notfor-list li::before{content:'';position:absolute;left:.2rem;top:1.75rem;
  width:9px;height:9px;background:var(--teal);
  clip-path:polygon(50% 100%,100% 0,0 0)} /* inverted peak = descent */
.flip{margin-top:2.4rem;font-family:var(--display);font-variation-settings:'wdth' 110;
  font-weight:650;font-size:clamp(1.1rem,1rem + .7vw,1.5rem);color:var(--white)}

/* ── close ───────────────────────────────────────────────────────── */
.close{background:linear-gradient(180deg,var(--dawn-1),var(--dawn-2) 70%);text-align:left;
  isolation:isolate;overflow:hidden}
.close::before{content:'';position:absolute;inset:0;z-index:-1;
  background:radial-gradient(70% 55% at 78% 100%,rgba(37,192,188,.2),transparent 65%)}
.close h2{font-size:clamp(2.4rem,1.2rem + 5.6vw,6rem);max-width:12ch}
.close .prose{margin-top:1.8rem}

/* ── sticky bar ──────────────────────────────────────────────────── */
.stickybar{position:fixed;left:0;right:0;bottom:0;z-index:75;
  background:rgba(1,23,43,.92);
  -webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);
  box-shadow:0 -1px 0 var(--line);padding:.75rem 0;
  transform:translateY(110%);visibility:hidden;
  transition:transform .55s var(--ease),visibility 0s linear .55s}
.stickybar.on{transform:none;visibility:visible;transition:transform .55s var(--ease)}
.stickybar .wrap{display:flex;align-items:center;justify-content:space-between;gap:1.2rem}
.stickybar p{font-family:var(--display);font-size:.6875rem;font-weight:600;
  letter-spacing:.12em;text-transform:uppercase;color:var(--mist-lo);margin:0}
.stickybar .btn{padding:.7rem 1.4rem;font-size:.6875rem;box-shadow:none}
@media (max-width:680px){.stickybar p{display:none}.stickybar .wrap{justify-content:center}}

/* ── footer ──────────────────────────────────────────────────────── */
footer{background:var(--dawn-2);padding-block:3.5rem 2.6rem;box-shadow:0 -1px 0 var(--line)}
footer .wrap{display:grid;gap:1.8rem;justify-items:center;text-align:center}
footer .brand{height:56px}
footer small{font-family:var(--display);font-size:.625rem;font-weight:600;
  letter-spacing:.14em;text-transform:uppercase;color:var(--mist-lo);line-height:2.1}

/* ── reduced motion ──────────────────────────────────────────────── */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition-duration:.01ms!important;
    animation-duration:.01ms!important;animation-iteration-count:1!important}
  html:not(.no-js) .lines>span{transform:none}
  html:not(.no-js) .soft{opacity:1;transform:none}
  html:not(.no-js) .frame::after{transform:scaleY(0)}
  html:not(.no-js) .hero .kicker,
  html:not(.no-js) .hero .lede,
  html:not(.no-js) .hero__cta,
  html:not(.no-js) .hero__foot{opacity:1}
  html:not(.no-js) .signature img{clip-path:none}
  .cue::after{animation:none}
  .hero__bg img{transform:none!important}
}