A private page for producing loan officers · Not a job posting
You’ve outgrown base camp.
A recruiter from our team reached out because your numbers say you’re ready for a bigger mountain. This page is the honest version of what’s up here: what you get, who it fails, and one ask at the end. No application anywhere on it.
01 · The short version
Ninety seconds,then decide.
John Clark Jr., on what this brokerage actually is.
02 · The honest diagnosis
The ceiling isn’tyour work ethic.
You already know how to originate. The constraint is structural, and structural problems don’t respond to working harder. Two of them keep good producers stuck.
The mentorship is a slogan
What most shops call coaching is a recorded webinar and a quota conversation in the fourth quarter. Nobody senior ever works your actual numbers with you.
HereOne-on-one coaching with John himself, regular live training, and a written growth plan built from your own production history.
Their brand eats your production
You fund the loans; their logo gets the reputation. Leave, and the referral partners you spent years earning stay behind. That isn’t a partnership. That’s rent.
HereMarketing, outreach, and social run under your name in your market. What you build travels with you.
03 · Who’s asking
I’m JohnClark Jr.
You get recruiter messages every week. Better splits, better tech, better support. You delete them, because three shops in five years turned out to be the same shop wearing different logos.
So here’s what I won’t do: tell you Momentum is the best brokerage in America. A claim you can’t check is noise. I’d rather show you exactly what I built and who it fails, and let your own arithmetic decide.
Most brokerages are a billing platform with a recruiting desk stapled to the front. They collect when you fund and lose almost nothing when you don’t. Every problem you’ve had at every shop traces back to that.
I closed loans. I built branches. I worked inside that model until I got tired of it, and then I built the other thing. You’re the brand here. We’re the platform behind you.
John R. Clark Jr.Founder & CEO, Momentum Mortgage Group
04 · The bench
More waysto say yes.
Five of the ten largest wholesale lenders in the country are on the bench, and the programs run conventional through Non-QM. The practical effect on your book: a larger share of the borrowers already in your database become fundable here, including files you had to decline last year.
05 · The platform · All eight, in our own words
Eight thingsyou actually get.
Make more money. You more, us less.
No commission caps, no reductions for your operating costs, higher payouts. The economics run you-first: you keep the lionshare and we keep the smaller piece.
Below-market pricing, in your control
Wholesale access unlocks pricing that often beats what retail originators can quote. You adjust rates and discounts without waiting on a manager’s approval, so you can win the deal while it’s still on the phone.
A licensed partner on your pipeline
A dedicated Licensed Mortgage Specialist takes everything after the application, and because they’re licensed they can legally discuss rates and programs with your clients. Your admin load drops by half; your day stays on relationships and closings.
Brand building, with a team behind it
A tailored marketing plan, pre-approved compliant templates, a quarterly homebuyer’s guide in your name, and fast sign-off for anything printed. Your brand grows on a posting schedule you can actually keep.
Multi-state licensing
Licensed along the East Coast and expanding across the country, with compliance and licensing updates managed for you. Your local referral network becomes a pipeline you can serve across state lines.
One stop shop: all programs, top lenders
Five of the ten largest wholesale lenders in the country, including UWM and PennyMac. Every agency product and DPA program, plus the full alternative menu: 1099, ITIN, bank statement, DSCR, renovation, construction, asset depletion, and more.
Mentorship from the operator himself
One-on-one coaching sessions with John, built on twenty-five years in this industry, plus regular training from loan fundamentals through advanced strategy. The aim is the highest and best use of your specific skill set.
A tech stack that carries the grunt work
Integrated, always-on tools for lead handling and client response, with automated two-to-three-minute pre-approvals launching soon. The system absorbs the admin so your day is spent talking to people.
06 · The first ninety days
What actuallyhappens.
On a calendar, including the part that’s annoying.
The machine starts
Transfer paperwork filed on day one. You’re inside the tech stack the same week, mapping your book with the onboarding lead.
The annoying part
Licensing transfer. We can’t make it fun; we make it fast. Our onboarding lead owns the checklist and keeps your pipeline warm while it clears.
You’re live
License cleared, you originate. Your Licensed Mortgage Specialist picks up the post-application load from file one, and you sit down with John over your actual numbers. It ends as a written growth plan specific to your book.
Your back-book reopens
Files you declined under a narrower menu get re-run against the full bench. You work your own database first.
Your name starts carrying
Content and outreach live under your brand. Referral partners start calling you by name instead of the letterhead.
07 · Read this before booking
Who shouldn’t come.
I’d rather lose you here than three months in. Momentum fails you if:
- You want leads handed to you with no expectations attached.
- You’re looking for a place to coast toward retirement.
- You want a famous logo to stand behind instead of a name of your own.
- You believe a better split alone will fix a business that isn’t producing.
Still here? Then the last seven minutes are yours.
08 · The unedited version
Seven minutes,one take.
No script, no cuts. Everyone who works with me gets this version of me eventually; you’re getting it before you’ve signed anything.
The full sit-down. Exactly what working with me is like.
The ask
Make the move.Quietly.
The call is thirty minutes with a real person on my team, and there’s no application on the other side of it. Use your personal cell and personal email; nothing we discuss touches your work inbox. Worst case, you leave with a straight second opinion on your own numbers, and your current shop never knows the conversation happened.